PayPal (PYPL): Bear Vs Bull

<p>PayPal CEO Dan Schulman is expected to leave at the end of 2023. "I have been net negative on PayPal (PYPL) for the last year as there were overoptimistic growth expectations. Some of the cost cutting measures that PayPal was taking were a further erosion to the business. Competition is heating up with Shopify (SHOP) and Amazon (AMZN), for example," says Andrew Bauch. "PayPal scale, penetration, and incumbency make it a formidable offering. The fintech company should benefit from normalizing of goods consumption," adds Paul Golding.</p>