"Zero-Based Budget" w/ Cindy Zuniga

<p>In today’s podcast episode Jim and Tyson joined Cindy Zuniga with <a href="http://www.zero-basedbudget.com/">www.zero-basedbudget.com</a>. Cindy was born and raised in the Bronx, and lived there for most of her life with her parents who immigrated from Ecuador and Honduras, and two older sisters.  Growing up, she didn’t learn much about money management but was keenly aware of how money affects nearly every aspect of our lives. Cindy graduated law school in June 2015 and landed her dream job at a prestigious law firm, but found herself with $215,000 of debt.  She then set out to take control of her finances and began her debt free journey. </p><p>info@zero-basedbudget.com</p><p><br></p><p>Watch the interview <a href="https://youtu.be/qnj9enqqAs0">here.</a></p><p><br></p><p>6:16 215k in debt<br>7:29 refinancing <br>13:23 sense of urgency <br>14:33 mindset tip <br>20:57 financial literacy <br>23:51 the things outside our control<br>26:02 create a budget</p><p>Jim’s Hack: The app Headspace for meditation. https://www.headspace.com</p><p>Cindy’s Tip: Book: <a href="https://amzn.to/2Ip39cR">The Simple Path</a> to Wealth by JL Collins</p><p>Tyson’s Tip: Book: <a href="https://amzn.to/3ljI9T2">Hustle Harder Hustle Smarter</a> by Curtis “50 Cent” Jackson </p><p><strong>Subscribe to our </strong><a href="https://www.youtube.com/c/MaximumLawyer"><strong>YouTube channel</strong></a><strong> so you never miss an interview, presentation or training!</strong></p>