William Reichenstein: Avoiding Tax Headaches in Retirement

<p>Our guest on the podcast today is William Reichenstein. Dr. Reichenstein is an author and emeritus professor of finance at Baylor University. He is also head of research for Social Security Solutions and Retiree, Inc., where he and William Meyer have developed software to facilitate tax-efficient Social Security and asset-drawdown strategies for retirees. His recent books include <i>Income Strategies </i>and<i> Social Security Strategies</i> with William Meyer. A fourth edition of that book will be forthcoming soon. He has also published more than 200 articles in various financial journals. He earned his B.A. in economics from St. Edward's University and his Ph.D. from the University of Notre Dame. He is also a CFA charterholder.</p><p></p><h2>Background</h2><p><a href="https://www.aaii.com/authors/show/william-reichenstein" target="_blank">Bio</a></p><p><a href="https://www.socialsecuritysolutions.com/" target="_blank">Social Security Solutions</a></p><p><a href="https://www.incomesolver.com/" target="_blank">Income Solver</a></p><p><a href="https://www.amazon.com/Income-Strategies-tax-efficient-withdrawal-retirement/dp/0578555085/ref=sr_1_1?crid=18WV59U2N4XFY&keywords=william+reichenstein&qid=1650659219&s=books&sprefix=William+Reiche%2Cstripbooks%2C100&sr=1-1" target="_blank"><i>Income Strategies: How to Create a Tax-Efficient Withdrawal Strategy to Generate Retirement Income</i></a>, by William Reichenstein </p><p><a href="https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533/ref=sr_1_2?crid=18WV59U2N4XFY&keywords=william+reichenstein&qid=1650659219&s=books&sprefix=William+Reiche%2Cstripbooks%2C100&sr=1-2" target="_blank"><i>Social Security Strategies: How to Optimize Retirement Benefits</i>,</a> by William Reichenstein and William Meyer</p><h2>Tax-Efficient Withdrawal Strategies</h2><p>“<a href="https://www.advisorperspectives.com/articles/2021/09/28/pay-attention-to-marginal-tax-rates-and-not-tax-brackets" target="_blank">Pay Attention to Marginal Tax Rates and Not Tax Bracke