Why do we have credit scores?

<p><a href="https://twitter.com/ess_trainor">Sean Trainor</a> and <a href="https://angelradcliffe.com/">Angel Radcliffe</a> share their insights into the history of credit scores, what goes into a credit report, and how to improve a credit score. For more information, check out Sean's article on the history of credit scores at <a href="https://time.com/3961676/history-credit-scores/">Time</a> or the book <a href="https://cup.columbia.edu/book/creditworthy/9780231168083">Creditworthy</a>, by Josh Lauer.</p> <p>Want to join the Frugal Living podcast community? You can find us on social media: <a href="https://www.tiktok.com/@frugallivingpod">TikTok</a>, <a href="https://www.instagram.com/frugallivingpod">Instagram</a>, and <a href="https://www.linkedin.com/showcase/frugal-living-podcast/">Linkedin</a>.</p> <p>Find the full show notes, including a transcript of the show, at <a href="https://frugal.fm/">Frugal.fm</a>. Like Frugal Living? Check out <a href="https://www.bradsdeals.com/">Brad's Deals</a> for a curated collection of deals every day.</p>