“We bought a house we can’t afford, now what?”

Ramit Sethi of I Will Teach You To Be Rich talks to Sunnie (29) and Jazmyne (30), a queer couple trying to build their life together—a house, a child, and long-term financial security. But with just one primary income and a major surgery planned for next year, every decision feels high stakes. They earn a combined $180,000 and just bought their first home; but between rising costs, paycheck-to-paycheck living, and intense pressure on Sunnie as the breadwinner, their financial conversations often swing from optimistic to explosive. With no shared plan, no savings for a wedding, and looming fears about safety and stability, can they align on a vision for their future—and build a financial plan that supports it? 💡 RAMIT’S PODCAST NEWSLETTER * I share new ways to think about money every Saturday. Get the emails here: https://iwt.com/podcastnewsletter 🙌 GET HELP FROM RAMIT SETHI * Order my new book: Money for Couples: https://iwt.com/moneyforcouples * Take control of your money with the Conscious Spending Plan: https://iwt.com/csp * Optimize your credit cards with the 1st chapter of my book: https://iwt.com/chapter1-youtube * Join my Money Coaching program for monthly help: https://iwt.com/moneycoaching * Listen to my book—now on Audible: https://amzn.to/48zko28 🤳 CONNECT WITH RAMIT SETHI * Instagram: https://www.instagram.com/ramit/ * X: https://twitter.com/ramit ✅ SUBSCRIBE SO YOU DON’T MISS ANY EPISODES https://youtube.com/user/ramitsethi/featured/ If you and your partner have a money issue and you want my help, I occasionally select a couple to work with, free of charge. Apply for my help here: https://iwt.com/apply ⏩ CHAPTERS (00:00:00) They bought a house—out of fear (00:04:32) Ramit breaks down their numbers (00:18:41) “I’m scared of doing something wrong” (00:30:29) “I wish she could see herself the way I see her” (00:50:28) “What if I never live up to my potential?” (00:55:01) “You’re not taking this seriously—yet” (01:05:33) “I can’t create the future we want on my own” (01:18:40) Where are they