Touch and tech in African consumer loans, with Michiel le Roux

<p>Not every hot new name in consumer lending is some smartphone-native app underpinned by a quiver of machine learning algorithms. But also, not every hot new name in consumer lending is actually making a profit.</p> <p>This is why Michiel le Roux, Group CEO of Unifi Credit is taking on sub-Saharan Africa with a ‘touch and tech’ approach. A good ol’ fashioned branch network provides a route into the system for consumers, but as data is generated limits grow and transactions can move fully digital - a best of both worlds approach that doesn’t leave the less tech-savvy behind.</p> <p>In this episode, we chat about growing a continent-wide lending business out of Zambia, and building a scalable business off the back of better data management.</p> <p>The best place to find out more about Michiel and Unifi Credit is their homepage (www.unifi.credit) - and as mentioned, they’re growing, so if you’re interested in working with <a href='https://www.unifi.credit/careers'>them that’s here</a>.</p> <p>And, hey, if you’re in South Africa and you’re looking for a multi-asset, multi-strategy manager of alternative investment funds and co-investment platforms have a look at <a href='http://www.westbrooke.co.za'>www.westbrooke.co.za</a>  (and tell Duncan I sent you 🤣)</p> <p>You can learn more about myself, Brendan le Grange, <a href='https://www.linkedin.com/in/brendanlegrange/'>on my LinkedIn page</a> (feel free to connect), while you can find my action-adventure novels on <a href='https://www.amazon.co.uk/dp/B0133U3HGC/ref=cm_sw_em_r_mt_dp_6VS5451P6XEAX61A9G5J'>Amazon, some versions even for free</a>.</p> <p>If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me via the contact page on this site.</p> <p>Regards,</p> <p>Brendan</p> <p> </p>