Top 20 Little Financial Hacks

<p>Here is just a little sampling...</p> <h1><strong>1. &nbsp;People often have twice the credit they actually need. Avoid temptation by never charging more than 50% of your total credit limit.<br> 2. Join your company’s retirement plan and try to contribute as much as you can, especially when the contribution is made from </strong><em><strong>before-tax</strong></em><strong> earnings.<br> 3. Can you imagine your heirs receiving only half of your hard-earned assets? That’s what could happen if you don’t take estate planning seriously enough.<br> </strong></h1>