Start Fresh: How to Save Money in the New Year - Money Tip Tuesday

<p style="text-align:left;">It’s the New Year, which means you’ve probably made a few New Year’s resolutions. Is saving money one of them? Along with exercising more and spending more time with family and friends, saving money is near the top of New Year’s resolutions list in the U.S. </p> <p style="text-align:left;">Unfortunately, only 9 to 12 percent of people keep their New Year’s resolutions, which is not great especially when it comes to something as important as saving money. Here are some tips to help you save money and keep your resolution. </p> <p style="text-align:left;">Links:</p> <ul style="text-align:left;"><li>Listen to our money tip on doing your own <a href='https://trianglecu.podbean.com/e/start-your-year-right-with-a-personal-money-review-money-tip-tuesday/'>Personal Money Review</a></li> <li>Watch our <a href='https://youtu.be/B_4i4LFnR4E'>Budgeting 101</a> webinar on YouTube</li> <li>Follow our <a href='https://www.facebook.com/pg/MakingMoneyPersonalPodcast/posts/?ref=page_internal'>Facebook</a>, <a href='https://www.instagram.com/makingmoneypersonal/'>Instagram</a> and <a href='https://twitter.com/TCUpodcastMMP'>Twitter</a> pages!</li> <li>Learn more about <a href='https://www.trianglecu.org/home/home'>Triangle Credit Union</a></li> </ul> <p style="text-align:left;">Transcript:</p> <p style="text-align:left;">Welcome to Money Tip Tuesday from the Making Money Personal podcast. </p> <p style="text-align:left;">The first thing you’re going to want to do is a financial review of your money and spending. If you’re not sure how to do that, we did a recent money tip episode on it which you’ll want to check out. Once you have finished your financial review, you will have a good idea of what you need to plan for in the future.  </p> <p style="text-align:left;">After your financial review, a good place to start saving is to create a budget. You can record your expenses so you know how much you spend on bills, food, entertainment, and other purchases. Focus on what you actually need to spend money on