Personal Finance Basics

<p>In this episode we share our minimalist approach to personal finance. This is certainly not comprehensive but if you’re just starting out these are the things to focus on before you get distracted by everything else in the personal finance ecosystem. </p><p><b>Sponsors: </b></p><ul><li><b>The Frugal Friends Workbook!</b> TODAY is the day folks! The day you’ve been waiting for! The Frugal Friends Workbook is officially available! The Frugal Friends Workbook is a digital download with 6 week-long challenges that will help you improve your spending, declutter your life, become a better negotiator, have more money conversations with the people in your life, and more. The workbook can be completed on your own but it’s created to be gone through in pairs or small groups. Don’t have a partner or small group? No worries! If you purchase the workbook during launch week you will get access to a 6-week Facebook group where you can find others who’ve purchased the workbook and form your own groups. Jill and I will also be available to answer questions and guide you. You have to purchase by August 14 to get that bonus. And the workbook is $34 but for this week only it’s $24 so head to <a href='https://www.frugalfriendspodcast.com/workbook'>Frugalfriendspodcast.com/workbook</a> and join the fun!</li><li><b>Being Kind.</b> No further explanation needed. just thought we could all use a reminder. Being kind: minimal effort - great reward.</li><li>ALSO sponsored by <a href='https://www.grammarly.com/frugal'>Grammerly</a>! A free Chrome extension that helps keep your writing grammatically correct and error free! We love using Grammarly Premium for its plagiarism detector and have found its other features to be very useful! Because Grammarly is a sponsor of the show you can get 20% off Grammarly Premium, which will 100% make you a better writer whether it’s for work or personal. Just go to <a href='https://www.grammarly.com/frugal'>Grammarly.com/frugal</a> to get 20%.</li></ul><p><b>Notable Notes:</b></p><p>Now let&apos;s get int