Pay Off Student Loans The Smart Way

Paying off student loans can be a financial nightmare. But if you know how to navigate the system, you can find a payment plan that's more affordable. Plus, if you qualify for loan forgiveness, you might get tens of thousands of dollars of debt wiped out. <br/>Here's what to remember:<br/>- Download a list of all your federal loans.<br/>- If you get an income-driven repayment plan, stay in it!<br/>- Don't trust your loan servicer. Do the research, find your payment plan and get it in writing.<br/>- Take a personal day or make a date with a friend to tackle student-loan paperwork.<br/>- Consider a full frontal assault on your loans to pay them down quickly.<br/>- Loan consolidation or refinancing might make sense for you, but might also lead to financial disaster.