Mortgages with Kim Hockaday

<p>On this episode of 20/20 Money, my guest is <a href= "https://www.ruoff.com/kimhockaday">Kim Hockaday</a>. Kim is an experienced mortgage loan officer with <a href= "https://www.ruoff.com/">Ruoff Mortgage</a>. In the historically low interest rate environment that we’re in these days, I wanted to bring Kim on the show to talk about mortgages and how optometrists should think about all aspects of home financing.</p> <p>We talk about three things that are different as a buyer in this environment, how student loans play into the purchase decision, whether an underwriter prefers a borrower to have more cash on hand but a bigger loan balance or less cash on hand but lower loan balances, mistakes and wrongful assumptions practice owners make when applying for a mortgage, her thoughts on physician loan programs, and many more relevant topics.</p> <p>As a reminder, you can get all the information discussed in today’s conversation by visiting our website at <a class= "PrimaryLink BaseLink" href="http://www.integratedpwm.com/" target= "_blank" rel="noreferrer noopener">integratedpwm.com</a> and clicking on the Learning Center. While there, you can also <a class="PrimaryLink BaseLink" href= "https://integratedpwm.as.me/?appointmentType=1713824" target= "_blank" rel="noreferrer noopener">set up a 20-30min Triage conversation</a> to learn a little bit more about how we help ODs around the country use their practice as a wealth building vehicle, manage cash flow, align purpose with action, and make proactive money decisions.</p> <p>And with that introduction, I hope you enjoy my conversation with Kim Hockaday.</p> <p>Kim Hockaday<br /> NMLS#: 133658<br /> 317-286-8016. <a href="mailto:kim.hockaday@ruoff.com">Email her</a>.<br /> Ruoff Mortgage NMLS# 141868<br /> <br /></p> <p>Follow us on Instagram: <a href= "https://www.instagram.com/2020moneypod/">https://www.instagram.com/2020moneypod/</a> </p> <p><strong>—————————————————————————————</strong><br /> Please rate and subscribe to 20/20 Money on these platforms<br /> <a hre