Modern lending In India, with Praveen Sinha and Amit Pandey

<p>Powered by a growing middle class and a more connected rural population, the Indian consumer credit economy <a href='https://www.experianplc.com/media/latest-news/2021/india-s-consumer-credit-market-projected-to-grow-at-a-higher-rate-than-most-major-economies-worldwide-according-to-latest-experian-invest-india-credit-ecosystem-review-report/'>is carrying a lot of momentum</a>, as is the <a href='https://www.transunioncibil.com/resources/tucibil/doc/insights/reports/report-msme-june-2021.pdf'>market for MSME loans</a>. And where most fast-growing markets are small, this is obviously not the case with India, where 1.4 billion people and nearly 50 million SMEs live.</p> <p>Add to that, a history of digitalisation and innovation and it’s market you really shouldn’t ignore. Albeit, until now, I largely have, barring a couple of years where I had a passing oversight of some loan portfolios there.</p> <p>So, to get me up to speed, I speak to <a href='https://www.linkedin.com/in/praveensinhajabong/'>Praveen Sinha</a>, serial entrepreneur and co-founder of <a href='https://www.pincap.in'>PinCap</a>, and <a href='https://www.linkedin.com/in/amitpandey2/'>Amit Pandey</a>, CEO of <a href='https://www.pincap.in/who-we-are'>PinCap</a>.</p> <p>We spoke broadly about fintech in India, about alternative data for consumer and MSME loans, and about super-charged growth segments.</p> <p>You can also find out more about me on <a href='https://www.linkedin.com/in/brendanlegrange/'>my LinkedIn page, here</a></p> <p>If you have any feedback, questions, or if you would like to participate in the show, please feel free to reach out to me at <a>brendan@howtolendmoneytostrangers.show</a></p> <p>A full written transcript with timestamps can be found on <a href='https://www.howtolendmoneytostrangers.show/episodes/episode-12'>HowtoLendMoneytoStrangers.Show</a></p>