Machine learning to power a fintech revolution, with Jeff Keltner (Upstart)

<p>The first really big event that I spoke at during my time in Asia was in Shanghai. I was at Lendit China speaking about the emergence of fintech lending in Hong Kong, following a template my US colleagues had first designed <a href="https://newsroom.transunion.com/fintechs-taking-larger-share-of-personal-loan-market-while-increasing-portfolio-risk-return-performance/" rel="noopener noreferrer" target="_blank">to explain the rise (and rise, and rise) of lending fintech there</a>. So I’ve always been interested in the forces that came together to give fintech lenders their first footholds in the American personal loan space, and then allowed them to power the subsequent growth in that sector.</p><br><p>For a decade, <a href="https://www.upstart.com" rel="noopener noreferrer" target="_blank">Upstart </a>has been one of the forces powering that growth I’d previously just studied from the outside - which is why I was so happy to get Jeff Keltner onto the show. Jeff has been with Upstart pretty much from the start, so we talk about their philosophy, the emergence of fintech lending, and where innovation is happening today.</p><br><p>And Jeff has his own lending podcast, <em>Leaders in Lending,</em> which you should listen to wherever you’re listening to this one or find its links at <a href="https://www.upstart.com/lenders/podcasts/" rel="noopener noreferrer" target="_blank">https://www.upstart.com/lenders/podcasts/</a> </p><p>Then, if you’d like to learn more about Upstart and the work they’re doing, head over to <a href="https://www.upstart.com/lenders/" rel="noopener noreferrer" target="_blank">https://www.upstart.com/lenders/</a> </p><br><p>Finally, if it is me you're after, feel free to connect <a href="https://www.linkedin.com/in/brendanlegrange/" rel="noopener noreferrer" target="_blank">on my LinkedIn page</a>, my action-adventure novels on <a href="https://www.amazon.co.uk/dp/B0133U3HGC/ref=cm_sw_em_r_mt_dp_6VS5451P6XEAX61A9G5J" rel="noopener noreferrer" target="_blank">Amazon, some versions even for free</