Jonathan Guyton: What the Crisis Means for Retirement Planning

<p>Our guest on the podcast this week is Jonathan Guyton, principal at Cornerstone Wealth Advisors, a fee-only advisory firm in Minneapolis. In addition to his financial advice practice, Guyton has contributed valuable research in the retirement planning arena. Among his best-known pieces of research are "Decision Rules and Portfolio Management for Retirees: Is the 'Safe' Initial Withdrawal Rate Too Safe?" as well as "Decision Rules and Maximum Initial Withdrawal Rates," which he coauthored with computer scientist William Klinger. He currently serves as a retirement planning columnist for the<em> Journal of Financial Planning,</em> and he's also an expert panelist on retirement for <em>The Wall Street Journal </em>and an online columnist for <em>Time</em> and <em>Money</em>.</p></p><p><p><strong>Background</strong><br /></p><p><a href="http://cornerstonewealthadvisors.com/who-we-are/advisory-team/#team-1" target="_blank">Jonathan Guyton bio</a> </p></p><p><p><a href="http://cornerstonewealthadvisors.com/" target="_blank">Cornerstone Wealth Advisors</a></p></p><p><p><a href="http://cornerstonewealthadvisors.com/wp-content/uploads/2020/04/CWA-ADV-2A-Firm-Brochure-Final-03.20.2020.pdf" target="_blank">Cornerstone Wealth Advisors ADV</a> </p></p><p><p><a href="http://cornerstonewealthadvisors.com/what-we-do/our-investment-approach/" target="_blank">Cornerstone Wealth Advisors' investment approach</a> </p></p><p><p><a href="https://www.wsj.com/news/author/jonathan-guyton" target="_blank">Jonathan Guyton articles for <em>The Wall Street Journal</em></a></p></p><p><p><strong>Retirement Planning Amid the Pandemic</strong><br /></p><p><a href="http://cornerstonewealthadvisors.com/home/our-publications/quarterly-commentary/" target="_blank">Cornerstone Wealth Advisors' first-quarter commentary</a> </p></p><p><p></p><p>"<a href="https://www.wsj.com/articles/amid-market-chaos-strategies-for-your-retirement-savings-11583514575" target="_blank">Amid Market Chaos, Strategies for Your Retirement Savings</a>," by Anne Tergesen, <