Join Me In a 34-Day Reset

<p>Jesse issues a New Years' challenge for YNAB'ers. For the next 34 days, abide by just three rules: </p> <ol> <li>Write down <em>every single thing</em> you spend money on. You can do this in YNAB, or on a sheet of paper, but it must include every penny spent!</li> <li>Purchase ONLY essentials. Essential means you <em>must</em> have it to live.</li> <li>Do not eat out, or order take-in from restaurants. No restaurant spending, full stop. It's only 34 days, you can do it!</li> </ol> <p>YNAB's data and experience has shown that people often find hundreds, even a thousand, extra dollars in their budget by doing these three things. In particular, eating out has proven to be the number one most common drain on the budget.</p> <p>Remember, this is only for a short time! It's a small amount of hardship to endure, that can provide a major boost your savings and financial health to start the New Year.</p> <p> </p> <p>Start the reset today: https://www.youneedabudget.com/34dayreset/</p>