Insurance is basic but you need to check it

<p class="MsoNormal"><strong style= "mso-bidi-font-weight: normal;"><span style= "font-size: 12.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">  </span></strong></p> <p class="MsoListParagraphCxSpFirst" style= "margin-left: .75in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo1;"> <!-- [if !supportLists]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt 'Times New Roman';">       </span></span></span> <!--[endif]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">Residual is important</span></p> <p class="MsoListParagraphCxSpMiddle" style= "margin-left: .75in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo1;"> <!-- [if !supportLists]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt 'Times New Roman';">       </span></span></span> <!--[endif]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">They are burning</span></p> <p class="MsoListParagraphCxSpMiddle" style= "margin-left: .75in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo1;"> <!-- [if !supportLists]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: Symbol; mso-fareast-font-family: Symbol; mso-bidi-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font: 7.0pt 'Times New Roman';">       </span></span></span> <!--[endif]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: 'Times New Roman','serif';">EV sales are not up</span></p> <p class="MsoListParagraphCxSpMiddle" style= "margin-left: .75in; mso-add-space: auto; text-indent: -.25in; mso-list: l0 level1 lfo1;"> <!-- [if !supportLists]--><span style= "font-size: 10.0pt; line-height: 115%; font-family: Symbol;