How to Shift Your Mindset from Saving to Spending, and Other Listener Questions

Josh starts by talking about the legal battles Tesla is facing. Then he answers listener questions including one from a 75-year-old who asks, how do you shift your mindset from accumulating wealth throughout your lifetime, to spending and having fun in your golden years? Another listener asks: should I pay off my college debt with my 401(k) plan? Also, what's the best rate you could get for a fixed annuity from an insurance company?