How insurance will be changed by climate change

<p><strong>Each week BusinessDesk and the NZ Herald’s Cooking the Books podcast tackles a different money problem. Today, it’s how to figure out your insurance priorities, and how insurance will change in the future. Hosted by Frances Cook.</strong></p> <p>Insurance is meant to protect you against life’s worst moments, the things that can make life hard for not just you, but also your loved ones.</p> <p>But it’s also a little tricky, because the various policies can be expensive, and you have to personalise your strategy.</p> <p>After all, the things that pose a risk to your quality of life won’t be the same as for someone else.</p> <p>There’s also the bigger picture to consider here.</p> <p>After major floods and severe weather around New Zealand, the impacts have been devastating.</p> <p>As we move past the immediate response, it’s fair to ask, will this change how we live and manage risk through insurance?</p> <p>To talk about what you need to know, both now and in the future, on the latest Cooking the Books podcast I talked to Insurance Council Chief Executive Tim Grafton.</p> <p>If you have a question about this podcast, or a question you'd like answered in the next one, come and talk to me about it. I'm on <a href="https://www.facebook.com/FrancesCookNZ/">Facebook here</a>, <a href="https://www.instagram.com/francescooknz/">Instagram here</a>, and <a href="https://twitter.com/FrancesCook">Twitter here</a>.</p><p>See <a href="https://omnystudio.com/listener">omnystudio.com/listener</a> for privacy information.</p>