Episode #30 - The Lazy Man Portfolio Rant

<p>What's going on you money-crazed lunatics! &nbsp;On this episode of the podcast, I talk about the Three Fund Portfolio approach which places emphasis on the passive investment approach. &nbsp;If you are too overwhelmed in the market and are delaying actually getting started because of that, consider using this approach. &nbsp;It finds a happy middle between overdiversification and under diversification. &nbsp;The name of the game is simple, find a fund provider, whether that is Vanguard, Fidelity, Schwab, etc. and choose a U.S. Total Market Equity Fund, an International Equity Fund, and a Global Bond Fund. &nbsp;The rule of thumb for this portfolio allocation is 60-30-10, but if I were to implement this in my life, I would look at more 75%, 20%, 5%.</p> <p>Remember, choose funds that have a low expense ratio as a priority and remember to rebalance at least semi-annually, but it is preferred to do it on a quarterly basis.</p> <p><br></p> <p>Here are some tickers to consider:</p> <p><br></p> <p>U.S. Total Market Index Fund Ideas: SWTSX, VTSAX, FZROX, FSKAX, or VTI</p> <p>International Equity Fund Ideas: FSPSX, SWISX, PXINX, VTMGX</p> <p>Global Bond Fund Ideas: FGBFX, TPINX, PIGLX, ANAGX</p> <p><br></p> <p><br></p> <p>Discord and Facebook Investing Communities:</p> <p><a href="https://discord.gg/xg6UaBwZ">https://discord.gg/xg6UaBwZ</a></p> <p><a href="https://www.facebook.com/groups/301632014175967/">https://www.facebook.com/groups/301632014175967/</a></p> <p>Get yourself a free stock from the Robinhood Program:</p> <p><a href="https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&amp;source=invite_gw&amp;inviteSource=wb_oversea">https://www.webull.com/activity?inviteCode=RDLGcD4x25iE&amp;source=invite_gw&amp;inviteSource=wb_oversea</a></p> --- This episode is sponsored by · Anchor: The easiest way to make a podcast. <a href="https://anchor.fm/app">https://anchor.fm/app</a> Support this podcast: <a href="https://anchor.fm/wallstjunky/support" rel="payment">https://anchor.fm/wallstjunky/support</a>