Episode 219: The Ins And Outs Of Buffered Funds, Gold and Bond Ladders

<p>In this episode we answer emails from Uday, Rick,  Anderson and Jacques.  We discuss Giving Tuesday and the Father McKenna Center, new tutorials at Risk Parity Chronicles about asset swaps and wash sales, buffered ETFs and scandalous structured products, why we still love gold (a little), getting exposure to small cap value -- yada, yada, yada -- and bond ladders vs. bond funds.<br/><br/>Links:<br/><br/>Father McKenna Center Homepage:  <a href='https://fathermckennacenter.org/'>Home - Father McKenna Center</a><br/><br/>Father McKenna Center Giving Page:  <a href='https://fathermckennacenter.org/how-you-can-help/donate/'>Donate - Father McKenna Center</a><br/><br/>Risk Parity Chronicles Asset Swap Post And Tutorials:  <a href='https://www.riskparitychronicles.com/risk-parity-basics-asset-swaps-and-the-important-wash-sale-rule/'>Risk Parity Basics: Asset Swaps and the Important Wash Sale Rule (riskparitychronicles.com)</a><br/><br/>Analysis of Buffered Fund BSEP:  <a href='https://www.portfoliovisualizer.com/backtest-portfolio?s=y&amp;timePeriod=2&amp;startYear=1985&amp;firstMonth=1&amp;endYear=2022&amp;lastMonth=12&amp;calendarAligned=true&amp;includeYTD=false&amp;initialAmount=10000&amp;annualOperation=0&amp;annualAdjustment=0&amp;inflationAdjusted=true&amp;annualPercentage=0.0&amp;frequency=4&amp;rebalanceType=1&amp;absoluteDeviation=5.0&amp;relativeDeviation=25.0&amp;leverageType=0&amp;leverageRatio=0.0&amp;debtAmount=0&amp;debtInterest=0.0&amp;maintenanceMargin=25.0&amp;leveragedBenchmark=false&amp;reinvestDividends=true&amp;showYield=false&amp;showFactors=false&amp;factorModel=3&amp;portfolioNames=true&amp;portfolioName1=Buffered+Fund+%231&amp;portfolioName2=Comparison+Portfolio&amp;portfolioName3=Buffered+Fund+%232&amp;symbol1=BSEP&amp;allocation1_1=100&amp;symbol2=VTI&amp;allocation2_2=63&amp;symbol3=CASHX&amp;allocation3_2=37&amp;symbol4=USEP&amp;allocation4_3=100'>Backtest Portfolio Asset Allocation (portfoliovisualizer.com)</a><br/><br/>Portfolio Charts &quot;Ingredients&quot; Article:  <a href='https