Ep 74: Hindsight Is 20/20 in Financial Planning

<p class="BodyA" style="margin-bottom: 0in; mso-pagination: none;"> <span style= "font-size: 14.0pt; line-height: 107%; font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial;"> It’s easy to look back in hindsight and say “Knowing what we know now…” but unfortunately, we can’t predict the future. And since we can’t, the next best thing is to learn from others’ experiences. Today we’ll share some situations where folks probably wish they’d made different decisions in their finances and how we can learn from it.</span></p> <p class="BodyA" style="margin-bottom: 0in; mso-pagination: none;">  </p> <p class="BodyA" style="margin-bottom: 0in; mso-pagination: none;"> <strong><span style= "font-size: 14.0pt; line-height: 107%; font-family: 'Arial',sans-serif; mso-fareast-font-family: Arial;"> In this episode, we’ll share:</span></strong></p> <ul> <li class="MsoNormal"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman';"> The guy who got too scared after 2008 and invested way too conservatively for the next decade, missing out on a great bull run in the market.</span> <strong style= "mso-bidi-font-weight: normal;"><em style= "mso-bidi-font-style: normal;"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif;">(0:52)</span></em></strong></li> <li class="MsoNormal"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman';"> The couple nearing retirement that didn’t realize how much risk they had in their investments until 2022 happened.</span> <strong style="mso-bidi-font-weight: normal;"><em style= "mso-bidi-font-style: normal;"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif;">(4:09)</span></em></strong></li> <li class="MsoNormal"><span style= "font-size: 14.0pt; font-family: 'Arial',sans-serif; mso-fareast-font-family: 'Times New Roman';"> The couple that wishes they’d put a lot more money into Roth IRAs instead of building such a big tax time bomb for themselves.</span> <str