Ep. 12 - Should I pay off my mortgage early?

<p>First of all, paying off your mortgage early vs. investing the difference is not an apples to apples comparison. &nbsp;I don't know of any investments that provide a guaranteed return = to the mortgage interest rate in question.&nbsp;</p> <p>If you are comfortable with taking on the risk, you might be better off stretching that mortgage to 30 years and investing the surplus cash into a side fund. &nbsp;</p> <p>Additionally, this could provide liquidity along the way to access "just in case." &nbsp;</p> <p>However, there is something to be said for my clients that are mortgage and debt free in retirement. &nbsp;Therefore, those qualitative factors should be considered AS WELL AS the quantitative factors.</p>