[E9] A 4-Layer Personal Finance “Tech Stack” to Make Managing Money Simple

<p>In the business world, corporations use the term “tech stack” to describe their unique combination of applications and software for running certain processes. </p><p>As I work on simplifying my own finances, I think about it in a similar vein. If I can develop my personal finance tech stack, it removes so much of the friction that exists with trying to: track money, move money around, and filter out noise.</p><p><strong>Budgeting Tech: </strong><a href="https://www.everydollar.com/"><strong>Every Dollar</strong></a></p><p><i>Other Good Options: YNAB & Pocket Guard </i></p><p><strong>Investment Guidance Tech: </strong><a href="https://soundmindinvesting.com/"><strong>Sound Mind Investing</strong></a></p><p><strong>Investing Brokerage: </strong><a href="https://www.fidelity.com/"><strong>Fidelity</strong></a><strong> (IRAs & Mutual Funds), Robinhood & WeBull (Stocks)</strong></p><p><i>Other Good Options: Schwab, E-Trade, Vanguard</i></p><p><strong>Net Worth Tracking: Excel Spreadsheet & </strong><a href="https://www.personalcapital.com/"><strong>Personal Capital</strong></a></p><p>...</p><p>The goal isn’t to have the most advanced apps and tools! </p><p>My goal is to simplify things, so that I’m spending LESS time researching, moving money around, trying to track expenses, etc. This allows me to spend more time producing, being creative, and doing the things I enjoy.</p>