Don't Afterpay Your Way Though the Holidays

<p>Watch out credit cards, a new game is in town, and it's waiting to trip up your budget during the holiday season. We're talking about <em>payment plans</em>: sort of like a credit card, sort of not, but definitely loaded with high interest, fees, and confusing terms designed to trip up customers. YNAB has a team dedicated to helping budgeters navigate their way through payment plans using the YNAB software, and ultimately get out of them altogether. Sophia Hergenrader, a YNAB expert on payment plans, joins the podcast to talk about the pitfalls of this new breed of financial products.</p> <p> </p> <p>Sign up for a free 34-day trial of YNAB at <a href= "http://www.youneedabudget.com/">www.youneedabudget.com</a></p>