Chad Willardson - Stress Free Money

<p><span style="font-weight: 400;">In this episode, our guest is Chad Willardson, President, and Founder of Pacific Capital. Being in the industry for a long time, Chad has cemented himself being one of the cream of the crop in the financial industry. Helping entrepreneurs and families grow their money, stress-free is what drives Chad to pursue his goal of financial excellence. He authored the book “Stress-Free Money” and today, he shares his advice on how to effectively handle your finances and live a life without worrying about your finances.</span></p> <p> </p> <p><span style="font-weight: 400;">[06:20] </span><strong>Why should we listen to you?</strong></p> <p><span style="font-weight: 400;">I am one of the 0.01% top financial advisors in the country.</span></p> <p> </p> <p><span style= "font-weight: 400;">[09:30] </span><strong>Finances</strong></p> <p><span style="font-weight: 400;">You don’t need to pay a full-time investment advisor when you are starting out but you need to meet a fiduciary advisor to create a plan. Most people go just go with the flow and that’s why they make a lot of mistakes along the way.</span></p> <p><span style="font-weight: 400;">[10:46] sadly, most financial people you can find are driven by quick commissions and not with the goal of a fiduciary planner. They focus on what to sell on you instead of what they should do to protect your interest. </span></p> <p><span style="font-weight: 400;">[11:29] When getting a financial advisor, you should first ask if they are a fiduciary. Fiduciary means being legally obligated to put your interest first even at the cost of them, losing money.</span></p> <p><span style="font-weight: 400;">[12:40] You should make sure that they have clients similar to your situation so that there is something in common to work with.</span></p> <p> </p> <p><span style="font-weight: 400;">[13:40] </span><strong>How did you become a financial advisor?</strong></p> <p><span style="font-weight: 400;">I had no idea. I went to apply on different jobs and I ended up