Business Matters with Amy Bos from Valley First, a division of First West Credit Union

<p>Today Bos lends us her expertise in the financial field, offering up some much-appreciated advice around the three areas where people tend to fall short.</p><p><br></p><p>The first area is open-ended debt. This type of debt includes areas like credit cards and lines of credit – things that don’t have structured repayments. </p><p><br></p><p>“It can cause a relatively small purchase to turn into a big expense over time, and without a plan to pay it off, it’s a huge impact on your budget,” explains Bos.</p><p><br></p><p>“Especially if you start layering additional purchases onto it,” she continues.</p><p><br></p><p>To hear the other two tips in-depth, along with other much-needed financial advice heading into the holiday season, listen to the full episode.</p><p><br></p>