Ask Paula: Should I Invest or Pay Off My Mortgage Early?

<p>#268: Natasha has $3,300 per month to either invest or use toward an early mortgage payoff. Which option should she choose?</p> <p>An anonymous caller and military member wants to know if she should move money from a USAA brokerage to Vanguard to pay less in fees. Her goal is to retire in 12 years with $3,000/month in passive income from rental properties, which will supplement her military pension. Should she only contribute to her TSP up to the match, and invest the rest in rentals?</p> <p>Chaim and his wife live in the Middle East and have $30,000 in a U.S. bank account. However, they don’t plan to relocate. How can they best use this money?</p> <p>June and her husband are in a sticky situation: they bought their dream house in Michigan last winter, ahead of plans to relocate there. June lives there with their kids, but her husband is unable to find a job despite the numerous contacts he has in the state. He currently works in a job that he dislikes in Southern California, living apart from his family. They’re currently a one-income family, though June has plans to open a firm in Michigan. What should they do?</p> <p>Anonymous in Portland has three questions: is a 75/25 US stock/international stock split aggressive? Is an S&P 500 index a close enough equivalent to a total US stock index? Is Betterment worth it for automatic tax harvesting?</p> <p>My friend and former financial planner Joe Saul-Sehy joins me to answer these questions. Enjoy!</p> <p>For more, go to <a href="https://affordanything.com/episode268" target="_blank" rel= "noopener">https://affordanything.com/episode268</a></p>