Ask Paula: Okay Seriously, Why Hasn’t Anyone Solved the Budgeting Issue?

<p>#362: David is questioning how to better manage his spending. He’d like a stronger framework to think through budgeting challenges.</p> <p>Elisa and her husband bought a home, and now they’re saving extra income every month. She has a pension and her husband is an entrepreneur. How much should they be saving for retirement and how should they invest their extra money?</p> <p>Geoff invested primarily in taxable brokerage accounts for the last twenty years. He’s built a $6 million portfolio and reached financial independence. He wonders about the smartest strategy for withdrawing from those taxable brokerage accounts to efficiently manage capital gains?</p> <p>Jenna and her husband are planning on buying their next home in a few years. She wants to know if I-bonds are a good way to save for the down payment and closing costs.</p> <p>Former financial planner Joe Saul-Sehy and I tackle these four questions in today’s episode.</p> <p>Enjoy!</p> <p>P.S. Got a question? Leave it <a href= "https://affordanything.com/voicemail" target="_blank" rel= "noopener">here</a>.</p> <p><br /> Subscribe to the show notes at <a href= "https://affordanything.com/shownotes" target="_blank" rel= "noopener">https://affordanything.com/shownotes</a></p>