Ask Paula: I’m Three Years from Retirement. How Should I Invest?

<p>#272: “Anonymous Moving-Back-home” and her partner earn $150,000 per year after taxes. They’re currently saving 80 percent by living with family. What should they do with their savings?</p> <p>Leigh and her husband are three years away from retirement. They have an extra $50,000 in income this year and plenty of options for where to invest this money. Which one is the best?</p> <p>Kelsey doesn’t feel comfortable investing in total stock market index funds and would rather invest in ESG funds. How can she tell if she has the necessary $2,000 invested in a company to submit a proposal to participate in a proxy voting? Also, Vanguard has a poor history of supporting shareholder resolutions. What can we do about this?</p> <p>Dylan and his wife rolled her 401k into a rollover IRA with pre-tax contributions. They’ve continued contributing to this IRA with post-tax contributions. Should they separate the accounts, or can they worry about this when they’re ready to retire?</p> <p>Anonymous wants to buy and househack one duplex every year to achieve financial independence and leave his office job within the next three to four years. Is his plan realistic?</p> <p>Former financial planner Joe Saul-Sehy joins me to answer these questions on today’s episode. Enjoy!</p> <p><br /> For more information, visit the show notes at <a href= "https://affordanything.com/episode272" target="_blank" rel= "noopener">https://affordanything.com/episode272</a></p>