A foot-up onto the property ladder, with Cameron Orcutt (OnLadder)

<p>We all pay a mortgage every month, just sometimes it's our landlord’s mortgage we're paying… I was in London for <a href="https://www.thepodcastshowlondon.com" rel="noopener noreferrer" target="_blank">The Podcast Show</a> in the last week of May and took that opportunity to record another in-person episode of HTLMTS - this time kindly hosted at OnLadder Towers by <a href="https://www.linkedin.com/in/cameronorcutt/" rel="noopener noreferrer" target="_blank">Cameron Orcutt</a>, half of the exciting entrepreneur pair that’s using deposit loans to help first-time home buyers get on the property ladder faster. </p><br><p>Mortgage down-payments have always been expensive. A 20% downpayment on the average house in the UK 10 years ago, would have been about £30,000 and, at the time, that would have been 13 months of after-tax income for a typical household. So yeah, too expensive for many. But it’s gotten worse, much worse. Right now that same household would need to find 23 months of disposable income, having already paid over £100,000 in rental in the meantime.</p><br><p>You can learn more about OnLadder, and join their mailing list, at <a href="https://onladder.co.uk/" rel="noopener noreferrer" target="_blank">https://onladder.co.uk/</a> or <a href="https://www.linkedin.com/company/onladder/" rel="noopener noreferrer" target="_blank">find them on LinkedIn</a> </p><br><p>Finally, if it is me you're after, feel free to connect <a href="https://www.linkedin.com/in/brendanlegrange/" rel="noopener noreferrer" target="_blank">on my LinkedIn page</a>, my action-adventure novels on <a href="https://www.amazon.co.uk/dp/B0133U3HGC/ref=cm_sw_em_r_mt_dp_6VS5451P6XEAX61A9G5J" rel="noopener noreferrer" target="_blank">Amazon, some versions even for free</a>, and my work with ConfirmU and our gamified psychometric scores is discussed at <a href="https://confirmu.com/" rel="noopener noreferrer" target="_blank">https://confirmu.com/</a> as well as on episode 24 of this show <a href="https://www.howtolendmoneytostrangers.show/epis