5 Questions: Lending Club, Green Mutual Funds and Having Fun

We love to answer questions from our listeners, and sometimes we make a whole episode around it. Today we answer five questions about drinking on the job, Lending Club, borrowing from family, green mutual funds, having fun, buying a first home,  Bonus Question:  I have noticed that you tend to be drinking beer on each of the podcasts, let me just first say, fuck I’m jealous.I would like to know what kind of job I can get that will let me drink beer in the morning (without the whole judgey this guy is probably an alcoholic vibe). If you do respond to this email, please don’t use my name as my current job frowns on asking questions like these.  This question is great. You have to work for yourself or work for some hipster-ass startup that has beer on tap all the time. But even then they’ll probably give you the stink eye if you’re drinking it at 8 a.m.  Question One:  Do you feel Lending Club is still a prudent investment given the recent scandal issues they’ve run into? Will it have long-term impacts on the business and the quality of loans? I’m considering a 50/50 split of my available investment funds between Betterment and Lending Club (in addition to my 401k where I’m already contributing 12%). – Matt  So, a little background in case you didn’t hear. LendingClub CEO Renaud Laplanche resigned after it was found that the company had altered application dates on some large loans. It was also found that Laplanche “failed to fully disclose to the company’s risk committee a personal interest he held in a third party fund while the company was considering an investment in the same fund, which purchased LendingClub loans.”  Tisk-tisk  That said, after a full internal analysis of company reporting, it was found that 99.9 percent of loans were above board. Since the companies stock has plummeted but their loans were not effected.  Many people were fired, so the few bad eggs are gone. Although Andrew lost money with his stock, he still has some money invested in loans. Thomas thinks he will wait this one out and see if a