#48 - No Budget Typically Means No Plans for the Future

<p>This episode covers the budget and why it is critical to your success for a balanced life. If you don't budget, odds are you will not be able to retire unless you are forced to. </p> <p>Next is the hidden piece in managing the budget by ensuring that every bill is transformed into a fixed amount just the like mortgage and the car payment are. This ensures stability and predictability. </p> <p>In the stories section: why you should change your pillow every two years and why the bed should not be made right after you get up.</p> <p>Lastly, chemicals and climate change have lowered much of the continent's sperm counts, and in time this may have a negative effect on the world's population. </p> <p> </p>