4. Bin Diving to save on Groceries, the 50:20:30 Budget and a look at the First Home Owners Grant.

<p>Would you dive into a skip bin to save money on your Groceries?  Meet Freya Gan, a Dumpster Diver who does exactly that. Dan and & Blaize also embark on a budget breakdown mini series, this episode taking a look at the 50:20:20 method of budgeting. </p><p>For anyone considering buying their first home, your hosts continue their discussion on the current concessions and grants offered by the Australian Government, sharing insight on the First Home Owners Grant. <a href="https://www.wemoney.com.au/blog/first-home-loan-deposit-schemes">To read more about the schemes in place, check out the WeMoney blog.</a></p><p>If you're curious to see the spoils of our guest Freya Gan's hauls? Check out her instagram <a href="https://www.instagram.com/bincuisine/">@Bincuisine.</a></p><p>Sources:</p><p><a href="https://www.ozharvest.org/what-we-do/environment-facts/">Food waste facts from OZ Harvest</a></p><p><a href="https://www.abs.gov.au/statistics/labour/earnings-and-work-hours/average-weekly-earnings-australia/latest-release#australia">For the latest data on labour and earnings in Australia from the Australian Bureau of Statistics.</a></p><p>If you'd like to get a full picture of your financial health <a href="https://wemoney.sng.link/D7n27/na4h">Download the WeMoney app. </a>Use the referral code 'PODCAST' when you sign up to receive $5 when you connect a valid financial account.</p><p><strong>Disclaimer</strong></p><p>We Talk Cents is not a financial advisor and the information provided is general in nature and was prepared for information purposes only. This podcast should not be considered to constitute financial advice. Accordingly, reliance should not be placed on the podcast as the basis for making an investment, financial or other decision. This information does not take into account your investment objectives, particular needs or financial situation.</p><p> </p>