381 | Common Sense Spending Guidelines | Housing

<p>In this week's episode, Brad and Jonathan discuss different guidelines that can help ensure your mortgage won't infringe on your FI goals!</p> <p>Becoming an home-owner doesn't have to mean the collapse of your own financial stability! By planning ahead and working within your personal limitations, your journey to a happy, healthy, and simple life can continue unabated! Listen along to see if the common sense guidelines mentioned can be beneficial to your situation!</p> <p><!-- wp:heading {"level":3} --></p> <h3 id="h-timestamps"><strong>Timestamps</strong></h3> <p><!-- /wp:heading --> <!-- wp:list --></p> <ul> <li>1:02 - Introductions</li> <li>3:01 - Insufficient Funds</li> <li>11:55 - Tackling Overdraws</li> <li>19:21 - What Can You Really Afford?</li> <li>26:36 - The Bracket Breakdown</li> <li>31:13 - FI-ifying Your Budget</li> <li>35:13 - The Payment Breakdown</li> <li>45:53 - Working The Table</li> <li>53:46 - Mortgage Factors</li> <li>57:30 - Make The Best Decision For YOU</li> <li>68:43 - Conclusion</li> </ul> <p><!-- /wp:list --></p> <p><!-- wp:heading {"level":3} --></p> <h3 id="h-resources-mentioned-in-today-s-conversation"> <strong>Resources Mentioned In Today’s Conversation</strong></h3> <p><!-- /wp:heading --> <!-- wp:list --></p> <ul> <li><a href= "https://www.choosefi.com/can-i-get-an-extension-please-ep-372/" target="_blank" rel="noreferrer noopener">Can I Get An Extension, Please? | ChooseFI Ep 372</a></li> <li><a href= "https://turbotax.intuit.com/lp/ppc/4403?srqs=null&cid=ppc_gg_b_stan_all_na_TurboTax_ty21-bu2-sb5_563831191167_58623458533_kwd-26897251&srid=CjwKCAjwnZaVBhA6EiwAVVyv9PaNdG7wim4dwjyT-_5UvaR5rpGjSZKx9TOJ2ykq9LPvfQaEo7dZBBoC0j0QAvD_BwE&targetid=kwd-26897251&skw=turbotax&adid=563831191167&ven=gg&gclid=CjwKCAjwnZaVBhA6EiwAVVyv9PaNdG7wim4dwjyT-_5UvaR5rpGjSZKx9TOJ2ykq9LPvfQaEo7dZBBoC0j0QAvD_BwE&gclsrc=aw.ds" target="_blank" rel="noreferrer noopener">TurboTax</a></li> <li><a href="https://www.choosefi.com/read/newsletter/" target= "_blank" rel="noreferrer noopener">Subscribe to The FI