205 - When Should You Refinance and Will Mortgage Rates Go Lower?

<p>Hey Future Rich Fam! In today&#39;s solo episode, Barbara dives into a wide range of topics including...</p><ul><li>Super useful travel tips to help you save money on your next vacation</li><li>Crucial information on refinancing that people don&#39;t want you to know </li><li>Why you should be making principal-only payments</li><li>The history of mortgage rates and why you shouldn&#39;t just &#34;wait&#34; for lower rates</li></ul><p><br></p><p><strong>PLUS Barb needs your help, make sure to listen until the end! </strong></p><p>If you’re looking for a simpler, effective investment for your health, try AG1, and get 5 free AG1 Travel Packs and a FREE 1 yearsupply of Vitamin D with your first purchase. Go to drinkAG1.com/futurerich. That’s <a href="https://drinkag1.com/partner/d35ctoffer-nutrition/en?store=us&utm_campaign=futurerich_d35ct__a4927__o19&utm_content=business__a4927__o19&utm_medium=partnerships&utm_source=podcast&utm_term=variable__a4927__o19" rel="nofollow">drinkAG1.com/futurerich</a>. Check it out and directly support the podcast!</p><p><br></p><p>I&#39;m currently in second place for <a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">GOBankingRates Reader&#39;s Choice award</a> for Top Money Expert 2023 🥳 I really can&#39;t thank everyone who&#39;s already voted for me enough, BUT voting isn&#39;t over yet. </p><p>Voting is open until the end of the month, and you can vote every day. It doesn&#39;t cost anything and takes two seconds.</p><p><a href="https://www.gobankingrates.com/top-100-financial-experts/barbara-ginty/" rel="nofollow">Cast your vote for me here</a>, and help me get to number one! You can also share my page if you&#39;d like. I&#39;d appreciate it so much.</p><p><br></p><p><a href="https://www.futurerichpodcast.com/copy-of-classes" rel="nofollow">Download a free guide</a> today to help plan your financial future!</p><p><a href="https://www.instagram.com/futurerichpodcast/" rel="nofollow">Follow us on Instagram</a></p><p><a href="https: