#125 | Figuring Money Out | Investing and Pensions with Prerna Khemlani (Episode 4/5)

<p class="" data-pm-slice="1 1 []"><strong>FIGURING MONEY OUT</strong> 5 part mini-series</p> <p class=""><strong>Episode Four</strong> Investing and Pensions with Prerna Khemlani</p> <p class="" data-rte-preserve-empty="true"> </p> <p class="">Prerna is a qualified chartered accountant and founder of This Girl Invests.</p> <p class="">This Girl Invests was born out of a frustration at the lack of basic financial education.</p> <p class="">This Girl Invest’s mission is to help reduce the gender investment gap by using education as a tool to empower women to invest and to feel #financiallyconfident.</p> <p class="" data-rte-preserve-empty="true"> </p> <p class=""><strong>In this episode we discuss:</strong></p> <p class="">The difference between investing and trading (2)</p> <p class="">What is a share? What is a bond? (5)</p> <p class="">Why bonds are better than cash in the bank (6.30)</p> <p class="">Inflation (7.30)</p> <p class="">How the government manage inflation (9.30)</p> <p class="">Should you invest if you are in debt? (11.30)</p> <p class="">How Prerna started (13.30)</p> <p class="">How investing is a journey and why women are more risk-averse (16.30)</p> <p class="">Verity’s plan to invest (20)</p> <p class="">Should you invest with money only if you can afford to lose it? (21)</p> <p class="">Try not to take investment advice from friends, do your own assessment (23)</p> <p class="">Loss aversion (25.45)</p> <p class="">How to invest your first £100 (28.30)</p> <p class="">Understanding your investing personality (30)</p> <p class="">Making investing a habit (32)</p> <p class="">What is the next step if you already have investments and want to level up? (32.30)</p> <p class="">The core and the satellite investments framework (33.30)</p> <p class="">What is a fund? (34.30)</p> <p class="">Investments that excite you and NFT’s (36)</p> <p class="">Bitcoin and cryptocurrency (38)</p> <p class="">Let’s talk pensions (40)</p> <p class="">What is the purpose of a pension and the different types (42)</p>